• P.O. Box 1894
  • Escondido, CA 92033-1894
  • Monday - Friday
  • 8AM PST – 5PM PST

Existing To Serve

We are a family-owned insurance agency. Every day, we serve over 2,000 ministries and Christian schools and non-profits across the country. Your administration needs require an integrated and seamless approach. We can help. As a leader, your time is too valuable to be burdened with the details of day-to-day business affairs. The Advantage was established to come alongside you as your partner in these responsibilities and remove the administrative burdens that organizations face. We understand that stewardship of resources is important, and we work hard to ensure you get the most for your administrative dollar.

The Advantage. We can help.


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Jim Ketring


EXT: 173
F: 866.214.6667

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Scott Bingham

Consultant (Orange & Los Angeles Counties)

EXT: 178

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Matt Tompkins

Director of Marketing

EXT: 113

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Joe Ketring


EXT: 163

Customer Service

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Lisa Ketring

Office Manager

EXT: 172

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Stephanie Perdew


EXT: 166

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Elisa Holliday

Customer Service Rep

EXT: 164

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Casey Peltzer

Customer Service Rep

EXT: 170

Group Health Benefits

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Denyce Cooper


EXT: 176

Payroll & HR

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Erin Zwartjes

Director of Payroll

EXT: 182

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Victoria Subkow

Director of Accounting and Taxes

EXT: 188

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Dennielle Thomas

Payroll Processor

EXT: 186